Mortgage Calculator

Run the numbers, then run them by me.

A quick estimate to help you plan. Adjust the sliders below and I'll show you the real monthly cost โ€” principal, interest, taxes, insurance, and HOA. When you're ready for an actual rate quote, that's what I'm here for.

Loan details

$450,000
$100K$1.5M
10% ($45,000)
0%50%
6.75%
3%10%
30 yr
$5,400
$0$30K/yr
$1,800
$0$10K/yr
$0
$0$1,000/mo
Estimated Monthly Payment
$2,913
Principal, interest, taxes, insurance & HOA
Principal & Interest $2,627
Property Tax $450
Home Insurance $150
HOA $0
Total Monthly $2,913
Loan amount
$405,000
Total interest
$540K
Total cost
$945K

Principal vs. Interest over time

30-year term
Principal
Interest

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These are estimates. For your actual rate, DTI-optimized structure, and pre-approval letter โ€” let's talk. 15 minutes, no credit pull.

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This calculator is for illustrative purposes only and does not constitute an offer to lend. Actual rates and monthly payments depend on your credit profile, property, loan program, and current market conditions. Estimated payment does not include PMI (which may apply on loans with less than 20% down), flood insurance, or other assessments. Talk to Edwin for an accurate quote based on your specific situation. Equal Housing Lender.